Our mission is to strengthen community financial institutions.

We meet our mission in two ways.

First, by offering leading edge financial advice. We have long been recognized as being at the forefront of research and development efforts related to identifying solutions for the financial institution industry’s most complex issues.

Second, by educating the industry via our published materials, webinars, and speaking engagements. We have developed a series of accessible white papers addressing areas where accounting and finance intersect. The white papers are complimentary and, in many cases, have been downloaded thousands of times. We speak frequently at national financial institution industry conferences including those hosted by the AICPA, the FDIC, the FFIEC, the NCUA and many of the largest public accounting firms.

This commitment to innovation and education on behalf of our clients led us to developing and offering a fully compliant current expected credit loss (“CECL”) model well in advance of the required deadline of 2021 and to develop a series of white papers discussing implementation of the standard.

Services

CECL & ALM

We provide holistic solutions to measure, monitor, and mitigate interest rate, liquidity and credit risk on an integrated basis.

Mergers & Acquisitions

We provide independent, fee-based determinations of fair value for mergers and acquisitions.

Valuation of Loan Servicing

We provide comprehensive and cost-effective valuations of servicing arising from the sale of residential mortgage, SBA 7(a), auto, home equity, and commercial loans.

Additional Services

We provide services to support our CECL, ALM, Fair Value, and Loan Servicing product offerings.