We provide commercial loan servicing valuations.
Why Choose Us
We are one of only a handful of firms that have taken the time to research and thoroughly understand servicing that arises from the types of loans sold less frequently than residential mortgage loans. Examples include the sale of Farm & Ranch loans under the Farmer Mac program, the securitization of small balance multi-family loans, and participations of commercial real estate loans.
We provide a comprehensive and cost-effective approach to the valuation of commercial loan servicing. We run our valuations at the individual loan level, which we strongly believe produces the most accurate results. Our reports highlight the changes in the expected values of the servicing under various marketplace assumptions, so that our clients understand the potential economic risks and rewards of the servicing asset under different economic conditions. Our approach is transparent, and our reports include detailed descriptions and rationale for our key valuation assumptions.
Wilary Winn also helps our clients with the initial and ongoing accounting. As part of our valuation process, we provide a basis roll-forward file at the loan level that details and summarizes the amount of servicing rights to be amortized each month.