This white paper describes why default assumptions for commercial real estate that are developed from public, loan-level performance data provide greater accuracy, transparency, segment-level relevance, and a forward-looking analytical foundation, which peer averages and opaque vendor assumptions lack.
In the final of six sessions during Wilary Winn University 2026, we provide a broad, data-driven view of credit performance across key sectors of the market, framed within the current macroeconomic environment.
Session 5 of 6 during Wilary Winn University 2026 introduces an integrated view of risk management that treats ALM, CECL, concentration risk, and pricing as interlocking parts of a single, path-dependent system.
This white paper explains how treating risk coherently across frameworks better captures its pervasive and conditional nature, leading to improved decision-making.
This white paper discusses how implementing sound ALM strategies allows credit unions to protect earnings and capital as they look to expand amidst a volatile rate environment.
This Wilary Winn webinar, originally presented in July 2025 to Baker Tilly staff, offers a detailed and practical overview of the top-down process used for the validation of both ALM and CECL models.
This Wilary Winn white paper examines duration analysis in ALM and its significance for institutions in strategically managing interest rate risk, optimizing capital allocation, and enhancing profitability.
This Wilary Winn-led training for the FDIC provides insights on CECL as well as liquidity risk management in a regulatory context, compares CECL models, and gives actionable guidance.
Key Takeaway The immediate recognition of the potential credit losses from COVID by the largest banks are a good illustration of how CECL should work. Wilary Winn offers CECL estimates…
Key Takeaway Wilary Winn provides robust life-of-loan credit loss estimates that quantify capital at risk under various macroeconomic scenarios. How Can We Help You? Released April 2020 Introduction The Community…