Interest rates are up, refinances are down, and the CFPB has recently released dizzying amounts of regulation regarding mortgage lending, with more to come.
Lenders are asking – should I retain mortgage loans? Sell them into the secondary market? Exit the business? In order to help answer these questions, we discuss all of these challenges and more in the presentation Mortgage Lending in the Near Term – The Good, The Bad and The Ugly, presented at the FHLB Topeka’s Annual Management Conference on April 25, 2014. We also identify the opportunities and significant advantages that you have as community financial institutions.
Key topics include:
- Regulatory environment – CFPB and BASEL III
- Community Financial Institutions’ Advantages