
Valuation of Loan Servicing
Other Consumer Loan Types
We value servicing rights that arise from the sales of other consumer loan types.

Why Choose Us
We are one of the few firms that have taken the time to research and thoroughly understand servicing that arises from the types of loans sold less frequently than residential mortgage loans. Examples include sales of auto, healthcare, home improvement, HELOC, solar, and student loans.
Our Approach
We provide a comprehensive and cost-effective approach to the valuation of consumer loan servicing. We run our valuations at the individual loan level, which we strongly believe produces the most accurate results. The differing loan types require unique assumptions based on the expected performance and credit quality of the underlying collateral. Our reports highlight changes in the expected values of the servicing under various marketplace assumptions, so that our clients understand the potential economic risks and rewards of the servicing asset under different economic conditions. Our approach is transparent, and our reports include detailed descriptions and rationale for our key valuation assumptions.
Wilary Winn also helps our clients with the initial and ongoing accounting. As part of our valuation process, we provide a basis roll-forward file at the loan level that details and summarizes the amount of servicing rights to be amortized each month.