Asset Liability
Management (ALM)
ALM Advisory Services
We provide outsourced ALM analyses that measure and report interest rate, liquidity, and credit risk on a fully integrated basis, providing our clients with a best-in-class solution and powerful tools to manage their business.
OUTSOURCED ALM ADVISORY
NON-MATURITY DEPOSIT ANALYSIS
We provide non-maturity deposit analyses to help financial institutions develop appropriate assumptions for expected depositor behavior and future deposit rates to help mitigate interest rate and liquidity risks.
ALM MODEL VALIDATION
LIQUIDITY STRESS TESTING
We provide liquidity stress testing to prepare our clients for managing their capital positions in adverse business environments.
We also offer balance sheet management services, including capital stress testing, concentration risk analysis, optimal loan pricing, and budgeting and balance sheet optimization in conjunction with our ALM engagements.
FEATURED
Understanding Duration Analysis: A Concept for ALM [White Paper]
This Wilary Winn white paper examines duration analysis in ALM and its significance for institutions in strategically managing interest rate risk, optimizing capital allocation, and enhancing profitability.
WHAT OUR CLIENTS SAY
“We’ve been a customer of Wilary Winn’s valuation services for numerous years. We view Wilary Winn as a partner that is responsive to our needs and presents us with […]”
– Julie Kim, Executive Vice President & Chief Financial Officer, Logix Federal Credit Union – Burbank, CA