Recent Call Report data reveals a massive variation in credit union reserve levels that delinquency alone cannot explain, highlighting the critical need for management to fully understand and justify their CECL modeling decisions to examiners.
Most CECL models are built on too little history.
The May PCE report tells two stories depending on how far you read.
The latest ADP weekly numbers are worth reading for the texture underneath the headline.
This article highlights key MSR asset value trends shaping the market and outlines what institutions should monitor as the year progresses.
The Emerging Issues Task Force recently recommended that the FASB clarify current guidance
CPI and core inflation ending January 2026
For the third consecutive year, Wilary Winn’s CECL model shows highly predictive results.
NCUA 2026 Supervisory Priorities show continued emphasis on balance sheet management and credit risk practices
Credit score migration acts as an early indicator of credit stress, and recently the story is getting more interesting.