When you strip away the theatrics of next month’s Fed meeting, what’s really happening is a rare moment of visible fragility inside the world’s most powerful economic institution…
On November 12, 2025, the FASB issued ASU 2025-08, delivering long-awaited reform to the CECL standard.
SBA lending impacted as government shutdown begins
Credit unions that incorporate mid-year performance data into their ALM oversight, update modeling assumptions, and ensure active board engagement will be better positioned to maintain effective balance sheet management through the remainder of 2025.
Proposed accounting standard update would eliminate CECL double count
A brief look at 2025 policy reform, structural changes, and strategic refocusing in the SBA
Wilary Winn’s CECL model back-testing shows highly predictive results
2024 was a record-breaking year for announcements of whole-bank acquisitions by credit unions.
In January 2023, the FHFA directed Fannie Mae and Freddie Mac to establish and implement risk management policies and procedures for monitoring and valuing MSRs held by their seller/servicers.
A lesser-known driver of the increase in recent MSR values relates to earnings from float income.