Valuation of Loan Servicing

We provide a comprehensive and cost-effective approach to the valuation of consumer loan servicing. We run our valuations at the individual loan level, which we strongly believe produces the most accurate results. The differing loan types require unique assumptions based on the expected performance and credit quality of the underlying collateral. Our reports highlight changes in the expected values of the servicing under various marketplace assumptions, so that our clients understand the potential economic risks and rewards of the servicing asset under different economic conditions. Our approach is transparent, and our reports include detailed descriptions and rationale for our key valuation assumptions.

Wilary Winn also helps our clients with the initial and ongoing accounting. As part of our valuation process, we provide a basis roll-forward file at the loan level that details and summarizes the amount of servicing rights to be amortized each month.