Valuation of Loan Servicing

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Residential Mortgage Servicing Rights

With more than 325 clients, we are the top provider of MSR valuations to community financial institutions.

Why Choose Us

We are nationally recognized experts in residential mortgage servicing rights (MSRs) and have led seminars on the subject for the AICPA, FFIEC, Federal Home Loan Banks, and many of the nation’s largest accounting firms. We are the only valuation firm with a deep knowledge of the Federal Home Loan Banks’ Mortgage Partnership Finance Program® (MPF®).

Thousands of people have relied on the guidance we have provided in our mortgage banking white papers and presentations, along with the related tools we have developed.

Our Approach

We provide a comprehensive and cost-effective approach to the valuation of MSRs. We run our valuations at the individual loan level, which we strongly believe produces the most accurate results. Our reports highlight changes in the expected values of the MSRs under various marketplace assumptions, so that our clients understand the potential economic risks and rewards of retaining servicing under different economic conditions. Wilary Winn’s reports include detailed descriptions and rationale for the key valuation assumptions.

In addition to valuing the servicing rights, Wilary Winn also helps our clients with the initial and ongoing accounting. As part of our valuation process, we provide a file that facilitates the recording of newly created MSRs and amortization of existing and newly created MSRs.

Please let us know if you would like to see an online demonstration of the accounting.

FEATURED

Mortgage Servicing Rights Valuation – Input Assumption & Shocks [White Paper]

This April 2023 white paper provides insight into the valuation of mortgage servicing rights (MSRs) and the key assumptions used to value them.

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WHAT OUR CLIENTS SAY

“We have been a client of Wilary Winn since 2006 when we engaged with them to value our mortgage servicing rights. We have also worked with Wilary Winn in two […]”

– Cathy Messier, Vice President, Controller, New England Federal Credit Union – Williston, VT