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Michael Tessier

Mr. Tessier leads Wilary Winn’s ALM and CECL business lines.

Michael Tessier
Director

Emphasis in Asset Liability Management (ALM) and Current Expected Credit Losses (CECL).

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Biography

As a director at Wilary Winn, Mr. Tessier leads the firm’s ALM and CECL business lines. In this role, Michael is dedicated to ensuring the highest quality in Wilary Winn’s product offerings, overseeing a team of skilled analysts, and directing the ongoing advancement of the firm’s proprietary financial models.

In addition, Michael leads the firm’s model validation services, including models used for asset liability management (ALM), Current Expected Credit Losses (CECL), reverse mortgages, residential mortgage servicing rights, and mortgage banking derivatives.

Michael joined the firm in 2016. He has a bachelor’s degree in finance and a minor in accounting from the Carlson School of Management at the University of Minnesota.

FEATURED

CECL Models: Comparing WARM to DCF [White Paper]
This November 2023 white paper compares the weighted the average remaining maturity (“WARM”) and discounted cash flow (“DCF”) models used to estimate CECL reserves.
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“Over the last several years, Five Star has relied on the skills and expertise of the Wilary Winn team to perform our annual goodwill impairment testing. They have always been […]”

– Tyler Beck, Senior Vice President & Chief Operating Officer, Five Star Credit Union – Dothan, AL