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Home Resources Category: Capital Stress Testing

Read this article: Beyond CECL Compliance: Leveraging CECL to Enhance Risk Management [White Paper]

Released in August 2024, this white paper explores the crucial opportunity that CECL provides institutions when used as a strategic tool to enhance risk management practices.

Read this article: Loss Reserve Increases for the Four Largest U.S. Bank Holding Companies Related to the COVID-19 Pandemic

Key Takeaway The immediate recognition of the potential credit losses from COVID by the largest banks are a good illustration of how CECL should work. Wilary Winn offers CECL estimates…

Read this article: COVID-19 Medical Advances and Economic Recovery Timeline

Key Takeaway This white paper demonstrates how we prospectively worked to incorporate major macroeconomic events into our clients’ ALM and credit risk analyses. How Can We Help You? Released May…

Read this article: Economic Recovery from the COVID-19 Pandemic with a Timeline Developed Based on Forecasted Advancements in Medical Treatments

Key Takeaway This white paper demonstrates how we prospectively worked to incorporate major macroeconomic events into our clients’ ALM and credit risk analyses. How Can We Help You? Released April…

Read this article: Community Bank Leverage Ratio and the MPF Program: Coronavirus Update

Key Takeaway Wilary Winn provides robust life-of-loan credit loss estimates that quantify capital at risk under various macroeconomic scenarios. How Can We Help You? Released April 2020 Introduction The Community…

Read this article: SEC Staff Accounting Bulletin 119 – CECL

Key Takeaway We provide ALM and CECL solutions that help our clients measure, monitor, and mitigate balance sheet risk on an integrated basis. We consider credit, interest rate, and liquidity…

Read this article: Auto Loan Delinquency Trends: Steady Overall, Rising for Millennials [White Paper]

Key Takeaway Wilary Winn offers comprehensive CECL calculations as well as capital stress testing, concentration risk analyses, and estimates of real return. How Can We Help You? Released June 2019…

Read this article: CECL Resource Center

Key Takeaway Our CECL Resource Center includes information on implementing the new standard, including the advantages and disadvantages of the modeling techniques that can be used and the data you…

Read this article: Making the Business Case for the CECL Approach – Part III [White Paper]

Released June, 2017, this white paper is the third in a three-part series that presents the business benefits resulting from incorporating lifetime credit losses required under the CECL accounting standard into analyses designed to optimize the risk/return tradeoffs for a financial institution.

Read this article: Implementing CECL – [CUNA CFO Council PowerPoint]

This May 2017 presentation provides practical ways to estimate credit losses in full accordance with the CECL standard and touches on the advantages and disadvantages of the various models that can be utilized and reasons why we utilize discounted cash flow models.