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Read this article: Community Bank Leverage Ratio and the MPF Program: Coronavirus Update

Key Takeaway Wilary Winn provides robust life-of-loan credit loss estimates that quantify capital at risk under various macroeconomic scenarios. How Can We Help You? Released April 2020 Introduction The Community…

Read this article: The FHLBank MPF® Program and Credit Enhancement [White Paper]

Key Takeaway Wilary Winn provides valuations of mortgage servicing rights and mortgage banking derivatives as well as turnkey advice on how to properly account for them. We value more than…

Read this article: Community Bank Leverage Ratio and the MPF Program

Key Takeaway Wilary Winn provides robust life-of-loan credit loss estimates that quantify capital at risk under various macroeconomic scenarios. How Can We Help You? Released March 2020 Introduction The Community…

Read this article: SEC Staff Accounting Bulletin 119 – CECL

Key Takeaway We provide ALM and CECL solutions that help our clients measure, monitor, and mitigate balance sheet risk on an integrated basis. We consider credit, interest rate, and liquidity…

Read this article: Credit Unions Purchasing Community Banks [White Paper]

Key Takeaway This paper explores strategic considerations, tax consequences, and legal & regulatory issues related to the recent trend of credit unions buying banks. How Can We Help You? Released…

Read this article: Community Bank Leverage Ratio Finalized

Key Takeaway Wilary Winn provides robust life-of-loan credit loss estimates that quantify capital at risk under various macroeconomic scenarios. How Can We Help You? Released September 2019 Introduction On September…

Read this article: Auto Loan Delinquency Trends: Steady Overall, Rising for Millennials [White Paper]

Key Takeaway Wilary Winn offers comprehensive CECL calculations as well as capital stress testing, concentration risk analyses, and estimates of real return. How Can We Help You? Released June 2019…

Read this article: CECL and Capital at Risk [PowerPoint]

Summary MGIC and Wilary Winn co-presented a webinar on CECL and Capital at Risk on May 8, 2019.  The presentation focuses on ways to preserve capital in an economic downturn…

Read this article: Troubled Debt Restructurings (TDRs) Under CECL [White Paper]

This October 2018 white paper addresses key questions in estimating losses on TDRs under CECL, along with highlighting the effect CECL will have on TDRs. Please note that in March 2022, FASB eliminated the TDR accounting for financial institutions that have adopted CECL. Please see our April 2022 blog post.

Read this article: OCC Insights Regarding CECL Implementation [White Paper]

Key Takeaway Wilary Winn offers comprehensive CECL calculations as well as capital stress testing, concentration risk analyses, and estimates of real return. How Can We Help You? Released October 2018…